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Terms & Conditions

Last updated: 9/19/2025

Welcome to Shelter Financial Services, LLC (“Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your use of our website, applications, and services (collectively, the “Services”). By accessing or using our Services, you agree to these Terms. If you do not agree, please do not use our Services.


1. Use of Services

You agree to use our Services only for lawful purposes and in compliance with all applicable laws and regulations. You may not use our Services in any way that could damage, disable, or impair the operation of our systems or interfere with others’ use.


2. Intellectual Property

All content, trademarks, service marks, logos, and other materials displayed through our Services are owned by or licensed to Shelter Financial Services, LLC. You may not copy, reproduce, distribute, or create derivative works without our prior written consent.


3. SMS/Mobile Messaging

By providing your mobile number and opting in, you agree to receive SMS/text messages from Shelter Financial Services, LLC.

  • Opt-Out: You may opt out of receiving SMS communications at any time by replying STOP to any message. After opting out, you will receive a confirmation, and no further messages will be sent.

  • Help: For assistance, reply HELP or contact us at loan@shelterfinancial.com or (561) 295-4050.

  • Message Frequency & Rates: Message frequency may vary. Message and data rates may apply depending on your mobile carrier.

  • Privacy: Your mobile number will not be shared with third parties for marketing or promotional purposes.


4. Disclaimer of Warranties

The Services are provided on an “as is” and “as available” basis. Shelter Financial Services, LLC makes no representations or warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.


5. Limitation of Liability

To the fullest extent permitted by law, Shelter Financial Services, LLC shall not be liable for any damages, including direct, indirect, incidental, or consequential damages, arising from or related to your use of our Services.


6. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles.


7. Changes to Terms

We may update these Terms from time to time. Any changes will be effective immediately when posted on this page. Your continued use of the Services constitutes acceptance of the revised Terms.


8. Contact Us

If you have any questions about these Terms, please contact us at:

Shelter Financial Services, LLC
294 Porto Vecchio Way
Palm Beach Gardens, FL 33418

Email: loan@shelterfinancial.com
Phone: (561) 295-4050
Fax: (561) 295-3326

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